JMSG Insurance Services LLC - Terms and Conditions

1. Use of Our Website

By accessing the website of JMSG Insurance Services LLC, you agree to:

Use it only for lawful purposes.

Not attempt to hack, disrupt, or misuse our services.

2. Text Message Consent

By submitting your phone number, you consent to receive SMS messages from JMSG Insurance Services LLC.

JMSG Insurance Services SMS Program We send two types of SMS messages:

Marketing messages — special offers, discounts, and service updates

Non-marketing messages — appointment confirmations, reminders, and follow-up communications

You can cancel the SMS service at any time. Simply text STOP to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to joshua@manzanoinsuranceservices.com or 951-782-1103.

Carriers are not liable for delayed or undelivered messages.

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

Our SMS program complies with all applicable laws and industry standards including CTIA Messaging Principles and Practices and the Telephone Consumer Protection Act (TCPA).

For privacy-related inquiries, please refer to our privacy policy: https://manzanoinsuranceservices.com/privacy-policy-848150

3. No Guarantees or Liability

All information and services provided by JMSG Insurance Services LLC are "as is" without warranties. We are not responsible for any damages or losses resulting from the use of our website or services.

4. Changes to These Terms

JMSG Insurance Services LLC may update these Terms & Conditions at any time. Continued use of our website means you accept the revised terms.

5. Contact Us

For questions about this policy, contact JMSG Insurance Services LLC at:

Email: joshua@manzanoinsuranceservices.com Phone: 951-782-1103

6. Age Restriction (18+)

Our services, including SMS communications, are intended for individuals who are 18 years of age or older. By using our website or opting in to receive text messages from JMSG Insurance Services LLC, you confirm that you are at least 18 years old. We do not knowingly collect or communicate with individuals under the age of 18. For privacy-related inquiries, please refer to our privacy policy: https://manzanoinsuranceservices.com/privacy-policy-848150

7. Legal Compliance

JMSG Insurance Services LLC complies with all federal and state regulations governing SMS communications, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines. We obtain explicit consent before sending any SMS messages and honor all opt-out requests promptly.

Last updated: 10 July 2026